Has a PayPal billing agreement resulted in unrecognized charges on your company account? 

by: msloydwrites msloydwrites - writer, marketer, influencer, #gamechanger

Learn how to cancel these agreements in seven easy steps! 

Having trouble figuring out how to cancel a billing agreement with PayPal? You’re not the only one. The Paypal platform makes it easy to set up recurring payments and billing agreements with merchants.

However, canceling these agreements can be tricky. In this article, we talk about how to cancel a PayPal billing agreement in seven easy-to-follow steps. 

What is a PayPal Billing Agreement?

Many websites and web services including online stores provide the option to pay with PayPal. When you select PayPal as the payment option for those sites a PayPal billing agreement is created automatically. 

While some agreements are valid, other billing agreements may be invalid due to signing up in error for a subscription service (or canceling a service without canceling your billing agreement.)

People often find themselves stuck in a billing agreement after agreeing to a free trial for a product or service. If you forget to cancel your PayPal billing agreement at the end of a free trial, your payment method on file will continue to bill until it’s canceled. 

If you don’t remember to cancel a billing agreement with a vendor, this billing agreement will go on indefinitely until it’s canceled.

Need extra money in your bank account?

Get $50.00 when you sign up for a new Chime account with a direct deposit of at least $200.00 using this link —->>> GET $50.00


How to Cancel a PayPal Billing Agreement 


How to cancel a PayPal Billing Agreement

  1. Log in to your PayPal account. 
  2. Click on the account name in the upper right-hand corner of the screen to view available account options.
  3. Select account settings.
  4. Select money, banks, and cards on the left. 
  5. Scroll to the bottom of the money, banks, and cards screen.
  6. Select “set automatic payments.
  7. Cancel outdated/unauthorized agreements.

When you select automatic payments, you’ll see a list of all merchants that you’ve agreed to pay on a recurring basis and all active billing agreements. Active payments and billing agreements may show up on your PayPal account as the following. 

Subscriptions 

Automatic Payments 

Recurring Payments 

 

Agreements that are showing “Active” are those that are regularly billing to your PayPal account. Select the agreements that you don’t want to bill from your account and click cancel.

 

Once you’ve canceled your selected agreements, you’ll get a confirmation page and confirmation number to assure you that the billing agreement has been canceled. 


Need professional writing services?



Contact msloydwrites for a quote today!  

 


Looking for easy ways to beat stress and anxiety? Getting more organized could be the answer. 

 

Have you been thinking about getting more organized — and you’re not sure where to start?

You’ve come to the right place. In this article, we talk about how to organize your life using apps for creating lists, organizing your personal finances, and managing your physical and mental health.

Getting more organized can help ease stress and anxiety as you become more confident by knowing that you’ve prepared yourself to handle any situation.

Using apps for organization can give you a birds-eye view of important tasks and responsibilities in your life at a glance.

Free organization apps can help you develop a process for organizing the most important parts of your life.

70% Off QuickBooks Payroll. Limited Time!

There are free organization apps available to help you manage business expenses, household expenses, appointment reminders and calendars automatic bill pay, health, and wellness apps that remind you to exercise and nourish your mind and body.

The following are examples of free apps that can help you organize your life. Some of the apps mentioned here have freemium options that provide in-app upgrades and unlock additional features. All of the apps mentioned here are available as a free download on the App Store or Google Play Store for Android. Today’s apps are downloadable powerhouses for our phones, tablets, desktops, and laptops that can help keep our lives on track at the click of a button. 

Free list-making apps for home, school, + business

Trying to remember too many details at once can become overwhelming. Many people aren’t aware that we make mental notes of millions of details and pieces of information every day.

As a matter of fact, according to Information Theory, “our brains the human body sends 11 million bits per second to the brain for processing. Yet, the conscious mind seems to be able to process only 50 bits per second.” This means there are potentially massive amounts of unprocessed data floating around inside of our heads. Using lists, apps, and other organization tools can help us to make more sense out of all of this available data.


[sg_popup id=24627]



Using lists and list-making apps for organization may feel strange at first. Over time, you’ll feel more relaxed as you begin to take control of your time.

Examples of some of my favorite free apps for making lists are listed below.

Twitter – Keep up with business contacts, partners, leads, and competitors using Twitter lists. The lists feature on Twitter makes it easy to keep up with important people, contacts, and top brands. Organizing important contacts into Twitter lists is as easy as creating a new customized list from your Twitter profile. Once you create your list and find the username (handle) of the person you want to add to your list. The last step is to click the more button on their Twitter profile to add them to a scroll-able and shareable Twitter list. That’s it! 

 

Google Docs – Using docs makes it easy to brainstorm writing ideas,  marketing content and exchange files with team members. Creating a Google doc or spreadsheet only takes a few minutes and anyone who has an active Google account can use docs. I use Google Docs to create blog posts, web pages, notes, and reports. Docs is free-to-use for individual and business users. Google also offers an additional suite of features and integrations for docs users that makes it easier for business and professional users to communicate. A current list of Google Docs features and integrations can be found by clicking here

 


Free list-making apps we love!

Monday

Clickup

Google Keep

Evernote

Slack

Free apps for organizing business  and personal finances

You don’t have to be rich or wealthy to put your finances in order. Learning to budget and track your finances is an easy organization step to take. Start by keeping track of your income and spending to discover how much you’re bringing in versus how much you’re spending.

Personal finance apps make it easier to track and manage your income and expenses. Looking at the numbers on screen may give you a different perspective on what is considered a necessity, expense, etc. Taking control of your finances can help you feel more in control of your life and less susceptible to unexpected financial negatives like becoming past-due on bills, getting evicted, or having your car repossessed.


Popular Business and Finance Apps

Quickbooks

Mint

Credit Karma

Fidelity

Self


Health and wellness apps reduce stress, anxiety

Using health apps like food trackers and mental health apps can help you to reduce anxiety at work and at home by reminding you to take care of important medical and mental health-related needs.

There are health and wellness apps that provide calorie counters, step counters, food trackers, water intake, and more.

Popular therapy apps like Betterhelp give at-home users the option to chat live with a licensed therapist any time of the day or night. Therapy apps like Betterhelp and mindfulness apps like Fabulous, and Welltory are making it easier for us to interpret important signals from our minds and bodies that are telling us it’s time to slow down.

With the heightened levels of stress impacting millions of people simultaneously worldwide, it’s critically important that we each learn how to practice self-care. You may think you don’t have time to fit in a daily practice of self-care, however taking 5-10 minutes out of your day to devote only to you isn’t too much too ask.


Free Health and Wellness Apps

Welltory

Fabulous

Betterhelp

RegainUS

Dr. On Demand


Everybody has its own unique language. If you learn to listen to your own body language, you may be surprised at what you find. As parents, employers, and caretakers, many of us know our spouses, partners, friends, and children’s body language better than our own.


 

 

Exercise

Drink Water

Learn Your Limits

Honor Your Emotions

The more you pay attention to your physical needs you may find in a few days or weeks that you feel much better. When your body or mind is pushed to their limit — even a small improvement can make a difference.

Be proactive and avoid burnout and other stress-related issues by learning to listen to the signals your body is giving you.

Using free apps to help organize your life is an easy way to start. For example, when you have a headache, this may mean you’re dehydrated, overwhelmed, tired, or even hungry.

Using health reminder apps like Welltory or the water reminder app will remind you at regular intervals to drink water, stretch, exercise, and take deeps breaths. It may seem like these things come naturally, however, the prolonged effects of stress can throw our mind and body systems out of whack and we can find ourselves “tuned out” as a result.

It’s important to understand that each one of our bodies has its own way of telling us what’s going on. Learn to read your own body language to make sure you’re providing your body with the proper amount of food, rest, exercise, and nutrition. Using free apps can help.


Food Delivery Options and Apps For People Affected by COVID- 19

Fresh Fruits + Vegetables 

Fast free shipping on orders of $35 or more, no code needed! @ Kroger!

Stay informed with COVID-19! Signup for email

If you enjoyed this article and would like to be notified of new articles like these — subscribe to @msloydwrites email list!

 
 
Related Reading: 10 Tips For Relieving Anxiety In Everyday Situations.

Click Here For More Free Resources for Professional Writers + Marketers

Small Business Hot Promos + Freebies – June and July 2020


 

Follow @msloydwrites on social media!


 

mental health awareness


 

Are you still confused about how mental health care and insurance work together? 

If you are — you’re definitely not alone. As the importance of self-care and improved mental health care are a few of the hot topics of the day — there’s no wonder that health insurance companies and major employers are making the investment into employee behavioral health care benefits.

In this article, we discuss the Mental Health Parity and Addiction Equity Act MHPAEA including who’s covered, who’s required to provide benefits and how substance abuse and drug addiction factor into the equal opportunity health care act.

Let’s start with the basic provisions of what the MentalHealth Parity and Addiction Act and what it covers.


Mental Health Parity & Addiction Equity Act – Benefits, Services, and Eligibility

The Parity Act (enacted in 2008 and amended in 2010) requires large employers who provide health insurance benefits to their employees to provide comparable benefits for medical and mental health care services under their group benefits plans.

A major component of the act changes how mental health care benefits are assigned. The MHPAEA federal law enacted in 2008 makes it possible for group health benefits plan subscribers to receive equal coverage for medical and mental health care. This includes all financial payments for deductibles, co-payments, and annual out-of-pocket limits. 

Many employers (and employees alike) aren’t fully aware of the provisions included in the federal act that now offers coverage for mild to severe mental health treatments at the same coverage level as other medical health care based services. 

Eligibility — So, who’s eligible for coverage under the MHPAEA? People Insured through their employer (or other large group health plans) are eligible for coverage under the act. People who are uninsured or underinsured (including those who qualify for state benefits like medicare or medicaid) can also receive mental health coverage under the MHPAEA.

 

An important change to the Parity Act happened in 2010. They amended the act in 2010 to include behavioral health coverage for individual insurance plans. 

Want to learn if your employer covers mental health services under your insurance plan? Contact your insurance benefits provider directly to learn more about what type of coverage you have.

MHPAEA Benefits – Equal benefits with no lifetime limits for mental health disorders, mental illness, substance abuse disorders. People are eligible to receive medical/mental health treatment from licensed and board-certified providers in their state of residence.

 

Covered mental health services include: counseling, psychotherapy, medication management, referrals, case management. 

 



Mental Health Services – With over 43 million people in the US suffering from mental health disorders annually, the MHPAEA was introduced at an opportune time. As we become more aware of the mind/body connection, we’re learning that mental health care and physical health are equally important.

Gone are the days where mental health was considered a secret or stigma. Under the MHPAEA, consumers, employees and employers alike are finally getting the mental health services they need.


According to the NationalInstitute for Mental Health (NIMH), the following are statistics related to the prevalence of mental illness and mental health disorders in the United States. 

The NIMH reports that at least 46.6 million adults in the United States live with mental illness annually. 

(5) Common Mental Health Disorders In The United States 

  1. Anxiety – a nervous disorder characterized by severe anxiousness, unease, panic attacks, and compulsive behaviors. 
  2. Depression – a medical condition that causes sadness and loss of interest in activities you used to enjoy. Also known as major depressive disorder (MDD). 
  3. Post-traumatic stress disorder – a condition of severe mental and emotional stress in response to a traumatic event or psychological shock. They associate PTSD with sleep disturbances, flashbacks, and anxious behavior. 
  4. *Bi-polar disorder – a mood disorder marked by periods of emotional highs and lows that vacillate between elation and depression. 
  5. *Schizophrenia – a serious and long-term mental disorder characterized by faulty perception, inappropriate actions, and a fragmented mental state. 

*Conditions marked with an asterisk are “severe or serious” according to medical and mental health professionals. Severe conditions require a higher standard of care that involves intensive monitoring, psychotherapy support, and inpatient hospitalization. 

Serious mental health effects can limit or impair functioning and lower the quality of life of someone who has serious mental health issues. A person with mental health issues may have trouble concentrating, completing everyday tasks like self-care routines, and maintaining employment. 


Who “Doesn’t” Benefit From The MHPAEA?

Self-Employed, Freelancers, Entrepreneurs, And Other Independent Workers

People who are self-employed won’t benefit from the MHPAEA. They don’t qualify for coverage under the federal parity regulations. Other mental health options for people who are self-employed can be found through free, reduced, and low-cost mental health care options.

Popular online providers like BetterHelpDoctor On Demand, and Talkspace offer online access to licensed medical doctors including psychiatrists and other mental health professionals online.

Uninsured – People who opt for no health insurance coverage at all aren’t able to take advantage of the provisions included in the Mental Health Care Parity Act. This is because individuals with no insurance coverage aren’t eligible to receive services under an employer plan, individual plan, or state-sponsored plan.

If you find yourself in this situation, don’t be afraid to seek free or low-cost mental health care services from public health care clinics or online — instead of opting to bypass mental health care. 


Upcoming: Free and Low-cost healthcare options for freelancers (and self-employed writers and marketers).

 

msloydwrites

Writer. Marketer. Influencer. #Gamechanger 

msloydwrites

Follow @msloydwrites on social media for more updates on hot topics like these!